Our regulatory practice ranges from guiding clients through the bank chartering process, obtaining federal deposit insurance coverage, securing approval for bank mergers, developing new products and services in compliance with applicable regulatory requirements, addressing possible enforcement matters, conducting internal investigations in connection with regulatory matters to assisting in preparation for examinations by the agencies.

We represent clients before Congress and state legislatures in connection with legislation affecting financial institutions.  We have considerable expertise with issues relating to the National Bank Act, Federal Deposit Insurance Act, Federal Reserve Act, Bank Holding Company Act, the Gramm-Leach-Bliley Act, the Sarbanes-Oxley Act, the Home Owners’ Loan Act and the Fair Credit Reporting Act, as amended by the FACT Act.  We specialize in money laundering matters, including the Bank Secrecy Act, Know Your Customer rules and the USA Patriot Act.  We counsel banking organizations on risk-based capital requirements as well as the impact of asset securitization rules on bank capital requirements.