Schwartz & Ballen LLP is one of the country’s most respected law firms in the area of payments law.  We offer unique services for multi-bank organizations, financial institutions and other entities.

Our attorneys specialize in paper and electronic payment matters including check and automated clearing houses, ATM and POS networks, credit and debit card systems, Internet payment products and stored value payment products.  Members of the firm have authored articles concerning payment system issues for The Electronic Banking and Commerce Reporter, The Banking Law Journal and The Journal of Internet Law.

We advise technology companies on legal issues associated with payments activities including check collection and automated clearing house services, and we serve as expert witnesses in litigation involving payments law matters.  We also assist merchants and other payees with their credit card, lockbox or other collection activities.

The firm is actively engaged in facilitating Congressional approval of the Check Truncation Act (“Check 21”), which aims to improve the electronic collection of checks nationwide.